ZimbaLock Savings

Lock your savings for 12 months and earn up to 16% APY. Receive a certificate of deposit and use it as collateral for loans.

Benefits

  • Up to 16% annual returns
  • 12‑month lock for disciplined growth
  • Certificate of Deposit issued
  • Eligible as collateral for loans

Requirements

  • Minimum UGX 100,000
  • Valid ID (NIN/Passport)
  • Active Zimba account
Open ZimbaLockRead FAQs
Savings growth illustration
Rate (APY)
Up to 16%
Rates may vary and are subject to change. Terms and conditions apply.
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Zimba

Banking for the internet generation

Licensed by Bank of Uganda* (Soon) and committed to providing innovative financial solutions to our community.

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Security: Hosted on Oracle Cloud Infrastructure (OCI) with financial‑grade protections — encryption in transit and at rest, least‑privilege access, and continuous monitoring. We follow secure development and operational best practices to help keep your money and data safe.

Disclaimer: Zimba operates as a member‑owned SACCO. Some products, rates, and features are subject to eligibility, terms, and regulatory approval. Availability may vary by region and partner.

SACCO core banking technology is licensed from a third‑party provider.

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