Mobile Banking

Your entire bank in your pocket. Send money, pay bills, save, borrow, invest - all from one app. Available 24/7.

100% Mobile-First Design

Everything You Need, Nothing You Don't

We built Zimba for how Ugandans actually use their money. No complicated menus, no confusing jargon. Just fast, simple banking that works.

Send Money

To any mobile money number or Zimba account. Free transfers between Zimba members.

Pay Bills

UMEME, water, TV, airtime - pay everything in seconds. No queues, instant confirmation.

Deposits & Withdrawals

Load your account via mobile money. Withdraw anytime to your phone number.

QR Payments

Pay merchants by scanning QR codes. Fast, secure, contactless.

What's Inside the App

Savings Accounts

Regular savings (withdraw anytime) and ZimbaLock (14% APY, locked for 6 months).

Quick & Personal Loans

Emergency cash in 30 mins or flexible loans up to 6 months. Apply in-app.

Current Account

Free account for daily transactions. Unlimited deposits and withdrawals.

Bill Payments

UMEME, water, DStv, airtime - pay all your bills without leaving the app.

Money Transfers

Send to any mobile money number. Free transfers to other Zimba members.

Transaction History

Track every shilling. Download statements anytime for free.

Notifications

Instant alerts for every transaction. Know exactly what's happening with your money.

Why Zimba's App is Different

🚀 Fast & Lightweight

Works on any phone, even with slow internet. No lag, no crashes, no frustration.

🔒 Bank-Level Security

PIN, biometric login, end-to-end encryption. Your money is safer than in a mattress.

📱 Offline Mode

Check balances and history even without internet. Transactions sync when you're back online.

💰 Zero Monthly Fees

No account maintenance charges. No minimum balance. No sneaky fees.

🌍 Works Everywhere

Available across Uganda. Send money to anyone, anywhere, anytime.

🎯 Simple Interface

Your grandma could use it. Your tech-savvy cousin will love it. Designed for everyone.

Ready to Go Mobile?

Join thousands of Ugandans who've ditched the bank branches. Download Zimba, create your account in 5 minutes, and start banking smarter.