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Find Your Perfect Financial Fit

Whether you're saving for the future or need funds today, we've got products designed for real people with real goals. Clear terms. No fine print.

Savings

Earn 10% p.a. on your savings

Access

Zimba Advance up to UGX 5m — disbursed instantly

All Our Products

Every product built with you in mind. No hidden fees, no complicated terms. Just banking that works.

Savings
Zimba Wallet
0%
Min: UGX 0

Your everyday banking made simple and completely free. No minimum balance required, no monthly fees, unlimited transactions. The foundation of your Zimba journey.

  • Transact freely 💰
  • Pay bills in seconds
  • No minimum balance ever
  • Free forever 🔥
  • Instant mobile deposits
  • Real-time notifications
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Most Popular
Savings
Zimba Growth Savings
10% p.a.
Min: UGX 5,000

Earn 10% annual returns and build the balance that unlocks Zimba Advance — up to UGX 5 million when you qualify.

  • 10% annual returns 📈
  • 30-day disciplined lock period
  • Unlock Zimba Advance access
  • Disbursed instantly when approved
  • Interest calculated daily
  • Loss-of-interest penalty only
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Access
Zimba Advance
3.5% / mo
Min: UGX 10,000

Savings-backed advance up to UGX 5 million. 0% processing fee, declining-balance interest, disbursed instantly to your Zimba Wallet.

  • Up to UGX 5m as advance
  • 0% processing fee
  • Disbursed instantly
  • Declining balance: fair math
  • 1–3 month repayment terms
  • 2% late fee (overdue only)
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Ready to Get Started?

Join 500+ members already building their savings with Zimba. Just UGX 15,000 one-time share to get started.