About Zimba

A digital‑first SACCO grounded in traditional values—trust, community, and shared growth. We keep things simple: fair products, transparent pricing, and quick, mobile access that is designed for the speed of real life.

Together, we’re building a bank owned by us, for us—so every member has a stake, a voice, and a future.

We’re reclaiming control of our financial future—by saving, investing, and growing together!

Our mission

Our mission is to make everyday finance simple and fair. We combine the best of a SACCO—member ownership, accountability, and community support—with modern rails that make money movement fast and accessible. The result: clear pricing, low fees, secure savings and loans, and tools that work on any phone, anywhere in Uganda.

2,800+
Active Members
45.6B
UGX in Savings
1,200+
Loans Disbursed
99.9%
Uptime

Our values

Member-first

Every product choice starts with what’s best for our members.

Transparency

Clear pricing and terms—no hidden fees.

Security

Bank-grade security and insured deposits.

Innovation

Continuous improvement to deliver delightful experiences.

Community

We support and grow with our members across Uganda.

Accessibility

Mobile-first services for everyone, everywhere.

Our team

We’re a small, focused team of builders, analysts, and community leads committed to growing generational wealth for ourselves and our members.

Photo of Mwaka Ambrose
Ambrose Mwaka
Founder & CEO
Mwaka is a passionate advocate for financial inclusion and has over 10 years of experience in the informal banking sector.
LinkedIn
Zimba Logo

Zimba

Banking for the internet generation

Licensed by Bank of Uganda* (Soon) and committed to providing innovative financial solutions to our community.

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Security: Hosted on Oracle Cloud Infrastructure (OCI) with financial‑grade protections — encryption in transit and at rest, least‑privilege access, and continuous monitoring. We follow secure development and operational best practices to help keep your money and data safe.

Disclaimer: Zimba operates as a member‑owned SACCO. Some products, rates, and features are subject to eligibility, terms, and regulatory approval. Availability may vary by region and partner.

SACCO core banking technology is licensed from a third‑party provider.

By using this site or our services, you agree to our Terms & Conditions and Privacy Policy.

© 2025 Zimba. All rights reserved. Licensed by Bank of Uganda.* (Soon)