Security & Privacy

Your money deserves military-grade protection. Here's exactly how we keep it safe.

Regulated & Licensed

Licensed by Bank of Uganda as a Tier 4 Microfinance Institution

We're not just another app. We're a fully regulated financial institution subject to the same rules as traditional banks. Your deposits are protected, and we're audited regularly.

How We Protect Your Account

End-to-End Encryption

Every transaction is encrypted from your phone to our servers. Even we can't see your PIN.

Biometric Authentication

Login with your fingerprint or face ID. Faster than typing, more secure than passwords.

Real-Time Alerts

Instant notifications for every transaction. If someone tries anything fishy, you'll know immediately.

Session Monitoring

Auto-logout when inactive. See all active sessions and kill suspicious ones with one tap.

Your Responsibilities

Never Share Your PIN

Not with friends, family, or anyone claiming to be from Zimba. We'll NEVER ask for your PIN.

Use Strong PINs

Avoid 1234, your birthday, or other obvious numbers. Mix it up.

Keep Your Phone Locked

Enable screen lock on your device. If someone steals your phone, they still can't access Zimba.

Monitor Your Account

Check your transaction history regularly. Report anything suspicious immediately.

Download Official App Only

Get Zimba from Google Play or App Store. Fake apps are a real danger.

🚨 Common Scams to Avoid

Fake Customer Support Calls

Scammers call pretending to be Zimba staff asking for your PIN or to "verify" your account. Hang up and call our official number.

Phishing SMS/WhatsApp

Messages with links claiming your account is "locked" or you've "won a prize." Don't click. We only send plain text alerts.

"Help Me Send Money" Requests

Someone asks you to send them money and they'll "pay you back double." Classic scam. Just block them.

Fake Loan Offers

"Pay UGX 50,000 first to release your loan." Zimba NEVER asks for upfront fees. Report these immediately.

Spotted Something Suspicious?

Contact us immediately via in-app chat or call our fraud hotline. We take every report seriously.

Fraud Hotline: +256 XXX XXX XXX

Email: security@zzzimba.com

Response Time: Within 1 hour, 24/7

How We Handle Data Privacy

What We Collect

  • ✓ Name, phone number, National ID (for KYC compliance)
  • ✓ Transaction history (to provide service)
  • ✓ Device info (to detect fraud)
  • ✓ Location (optional, for nearby services)

What We DON'T Do

  • ✗ Sell your data to third parties
  • ✗ Share info without your consent
  • ✗ Track you outside the app
  • ✗ Spam you with marketing (unless you opt in)

Read our full Privacy Policy and Terms of Service for complete details.

Bank with Confidence

We've built Zimba with security at the core. Your money is protected by the same technology trusted by international banks.