Uganda's Most Innovative Fintech

Upto 16%
interest with ZimbaLockSavings

Earn up to 16% annual returns with our revolutionary savings program. Get a Certificate of Deposit and use your savings as loan collateral anywhere.

Deposit Insurance
Upto 16% APY Savings
Mobile App

Platform performance metrics

2,847+
Active Members

+182 this month

45.6B*
Total Savings

UGX under management

1,234+
Loans Disbursed

Past 12 months

99.9%
System Uptime

Last 90 days

Why Choose Zimba?

We combine traditional SACCO values with modern technology to provide the best financial services in Uganda.

upto 16% Returns
ZimbaLock Savings
Earn up to 16% annual returns with our innovative fixed deposit program
Up to 20M
Quick Loans
Get loans up to UGX 20M with flexible repayment terms and competitive rates
99.9% uptime
Mobile Banking
Access your accounts 24/7 with our user-friendly mobile app
100% Secure
Secure & Trusted
Your money is safe with our bank-grade security and insurance coverage
2,800+ Members
Community Focused
Join over 2,800+ members in our growing financial community
Modern Tech
Digital First
Modern banking solutions with traditional SACCO values

Our Products & Services

Choose from our range of savings and loan products designed to meet your financial goals.

Current Account
0%
Min: UGX 0
  • Mobile Banking
  • Instant Access
  • Bill Payments
  • No Monthly Fees 🔥
Learn More
Top Pick
ZimbaLock
16%
Min: UGX 100,000
  • Guaranteed Returns
  • 12-Month Lock
  • Certificate of Deposit
  • Loan Collateral ✅
Learn More
Quick Loans
10%
Min: UGX 10,000
  • Instant Approval
  • No Collateral
  • No hidden fees
  • Up to 30 Days
Learn More
Top Pick
Personal Loans
10%
Min: UGX 50,000
  • Large Amounts
  • 2 Guarantors*
  • Locked Savings
  • Up to 6 Months
Learn More
Business Loans
9%
Min: UGX 500,000
  • Large Amounts
  • Case by case
  • Business Support
  • Up to 18 Months
Learn More

What Our Members Say

Join thousands of satisfied members who have transformed their financial lives with Zimba.

S

Sarah

TeacherKampala

"ZimbaLock has transformed my savings. The 16% return is incredible and the mobile app makes everything so easy!"

Savings: UGX 600K
J

James Okello

Business OwnerMbale

"Got my business loan approved in just 2 days. The process was smooth and the rates are very competitive."

Loan: UGX 5M
G

Grace Atim

FarmerGulu

"The field agents are so helpful and professional. They visit me regularly and help with all my banking needs."

Savings: UGX 100K

Join the Bank that is Always with You

No branches, no paperwork, no limitations. Just simple, smart banking that works for you!

Only
for a lifetime
UGX 15,000
One-time • Lifetime benefits

Get in Touch

Have questions? Our friendly team is here to help you every step of the way.

Phone

+256 75-826-7255

Email

help@zzzimba.com

Address

Kira, Kampala, Uganda

Working Hours

Mon - Thur: 9:00 AM - 5:00 PM

Support Hours

24/7

Send us a Message
We'll get back to you within 24 hours
Zimba Logo

Zimba

Banking for the internet generation

Licensed by Bank of Uganda* (Soon) and committed to providing innovative financial solutions to our community.

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Security: Hosted on Oracle Cloud Infrastructure (OCI) with financial‑grade protections — encryption in transit and at rest, least‑privilege access, and continuous monitoring. We follow secure development and operational best practices to help keep your money and data safe.

Disclaimer: Zimba operates as a member‑owned SACCO. Some products, rates, and features are subject to eligibility, terms, and regulatory approval. Availability may vary by region and partner.

SACCO core banking technology is licensed from a third‑party provider.

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© 2025 Zimba. All rights reserved. Licensed by Bank of Uganda.* (Soon)