Uganda's Most Innovative Fintech

Grow Your Wealth with ZimbaLock Savings

Earn up to 24% annual returns with our revolutionary savings program. Join over 2,800 members who trust us with their financial future.

Licensed by Bank of Uganda
Deposit Insurance
Mobile App
2,847
Active Members
45.6B
Total Savings
1,234
Loans Disbursed
99.9%
System Uptime

Why Choose Zimba?

We combine traditional SACCO values with modern technology to provide the best financial services in Uganda.

24% Returns
ZimbaLock Savings
Earn up to 24% annual returns with our innovative fixed deposit program
Up to 20M
Quick Loans
Get loans up to UGX 20M with flexible repayment terms and competitive rates
99.9% uptime
Mobile Banking
Access your accounts 24/7 with our user-friendly mobile app
100% Secure
Secure & Trusted
Your money is safe with our bank-grade security and insurance coverage
2,800+ Members
Community Focused
Join over 2,800+ members in our growing financial community
Modern Tech
Digital First
Modern banking solutions with traditional SACCO values

Our Products & Services

Choose from our range of savings and loan products designed to meet your financial goals.

Current Account
0%
Min: UGX 0
  • Mobile Banking
  • Instant Access
  • No Monthly Fees
  • Instant Transfers
Most Popular
ZimbaLock
24%
Min: UGX 100,000
  • Guaranteed Returns
  • 12-Month Lock
  • Certificate of Deposit
  • Loan Collateral
Quick Loans
16%
Min: UGX 10,000
  • Instant Approval
  • No Collateral
  • No hidden fees
  • Up to 30 Days
Most Popular
Personal Loans
15%
Min: UGX 50,000
  • Large Amounts
  • 2 Guarantors*
  • Locked Savings
  • Up to 6 Months
Business Loans
13%
Min: UGX 500,000
  • Large Amounts
  • Extended Terms
  • Business Support
  • Up to 36 Months

What Our Members Say

Join thousands of satisfied members who have transformed their financial lives with Zimba.

S

Sarah Namukasa

TeacherKampala

"ZimbaLock has transformed my savings. The 24% return is incredible and the mobile app makes everything so easy!"

Savings: UGX 2.5M
J

James Okello

Business OwnerMbale

"Got my business loan approved in just 2 days. The process was smooth and the rates are very competitive."

Loan: UGX 5M
G

Grace Atim

FarmerGulu

"The field agents are so helpful and professional. They visit me regularly and help with all my banking needs."

Savings: UGX 800K

Join the Bank that is Always with You

No branches, no paperwork, no limitations. Just simple, smart banking that works for you!

Get in Touch

Have questions? Our friendly team is here to help you every step of the way.

Phone

+256 758267255

Email

support@zimbasacco.com

Address

Kira, Kampala, Uganda

Working Hours

Mon - Thur: 9:00 AM - 5:00 PM

Support Hours

24/7

Send us a Message
We'll get back to you within 24 hours